Art Loan Financing

Passionate art enthusiast or collector? Your artworks are more than just décor – they represent your passion, your eye for beauty, and your investment. With Finanz Konzept, you don’t have to part with your precious artworks to access liquidity. We offer customized art loans that allow you to leverage the capital tied up in your collection without selling them.

Requirements for art loans:

• Loans starting from 1 million
• Competitive interest rates
• Swift and confidential assessment of the art portfolio
• Access to credit funds within a week following the appraisal
• Global availability of art financing
• Loan-to-value ratio of up to 60%
• Repayment terms extendable up to 5 years

Why Choose Finanz Konzept for Your Art Loan Needs?

• Personalized Approach: We take the time to understand your individual needs and your collection, working closely with you to develop the optimal loan solution.

• Expert Art Appraisal: Our experienced art experts professionally and fairly appraise your collection to determine the optimal loan-to-value ratio.

• Tailored Loans: Whether it’s high loan amounts, competitive interest rates, or flexible terms, we find the right package for you.

• Fast and Discreet Processing: Discretion is paramount. You receive your loan amount quickly and hassle-free.

• Loan-to-Value Ratio Up to 60%: Utilize up to 60% of your collection’s market value as collateral.

• Worldwide Lending: We operate internationally and are available to assist you even abroad.

• Versatile Usage: Employ your loan for various purposes, such as investing in further artworks, covering short-term expenses, or diversifying your portfolio.

What is an Art Loan?

An art loan is a specialized form of financing where you use an artwork or art collection as collateral to secure a loan. This loan can then be used for various financial needs, such as investing in further artworks, covering short-term expenses, or diversifying your portfolio. Art loans provide art enthusiasts and collectors with a flexible option to utilize the value of their artworks without selling them.

How Does an Art Loan Work at Finanz Konzept?

1. Contact and Appraisal: You contact us and schedule an appointment for a free and non-binding appraisal of your art collection.

2. Expert Evaluation: Our experienced art experts assess your collection and create a detailed appraisal report determining your artworks’ market value.

3. Loan Offer: Based on the appraisal, we tailor a loan offer aligned with your needs and your collection’s value development.

4. Contract Signing: If you agree to the offer, the loan agreement is finalized.

5. Art Depository: Your artworks are securely stored and insured with us.

6. Loan Disbursement: You receive the loan amount swiftly and conveniently into your bank account.

7. Loan Repayment: You repay the loan, including interest, in agreed-upon installments. The loan term can be individually configured up to 5 years.

8. Artwork Return: Once the loan is fully repaid, you receive your artworks back.

Additional Services from Finanz Konzept:

• Vintage Car Financing: Benefit from high loan-to-value ratios and flexible terms for your classic car.

• Musical Instrument Pawn Loans: Seek expert advice and obtain a tailored loan for your valuable musical instrument.

Contact Us Today!

We are happy to consult with you personally and without obligation about our art loans and other financing options. Call us or send us an email – we look forward to hearing from you!

Finanz Konzept – Your Competent Partner for Tailored Loans

What does it mean to pawn artworks?

Art lending is a specialized form of financing where you use an artwork or an art collection as collateral to obtain a loan. This loan can then be used for various financial needs, such as investing in more artworks, covering short-term expenses, or diversifying your portfolio. Art loans provide art lovers and collectors with a flexible way to leverage the value of their artworks without having to sell them.

Pledging artworks refers to using artworks as collateral for a loan. In this context, artworks can serve as assets that provide security to the lender, similar to real estate or other valuable assets.

When you pledge your artworks, you receive a loan typically based on the estimated value of the art. In the event of non-compliance with repayment agreements, the lender can use the artwork as collateral. This approach enables art enthusiasts, collectors, or art investors to access funds without having to sell their artworks.

The value of artworks is often assessed by experts, and the loan-to-value (LTV) ratio determines the percentage of the estimated value that you can receive as a loan.

The opportunity to finance artworks can turn your passion for art into reality. Our customized financing solutions aim to assist you in acquiring and appreciating valuable artworks. Explore the world of art and realize your collector’s dreams with our support.

An art loan is a specialized form of financing where you use an artwork or art collection as collateral to obtain a loan. This loan can then be used for various financial needs, such as investing in additional artworks, covering short-term expenses, or diversifying your portfolio. Art loans provide art enthusiasts and collectors with a flexible way to leverage the value of their artworks without the need to sell them. The terms and conditions for art loans can vary from one financial institution to another, so it’s important to research carefully and assess the best options for your individual needs.

Finanz Konzept also offers other services, such as classic car financing.